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FAQ
Most Discussed Questions
At InsuranceBox, we understand that clients often have common inquiries regarding insurance and financial services. Here are some of the most discussed questions:
General Questions
We provide a range of insurance products, including life, health, vehicle, property, commercial, and SME insurance, tailored to meet various client needs.
The right coverage amount depends on factors such as your income, family size, existing debts, and financial goals. Our advisors can help assess your situation to recommend appropriate coverage.
Term insurance provides coverage for a specific period, while whole life insurance offers lifelong coverage and includes a cash value component that grows over time.
To file a claim, contact our support team or visit our website for guidance. You’ll need to submit relevant documents, such as a claim form and a death certificate (for life insurance).
Yes, you can change your beneficiaries at any time by updating your policy documents. Contact us for assistance in making these changes.
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Service Questions
Consider factors such as coverage limits, premium costs, deductibles, network of hospitals, and any pre-existing conditions. Our team can help you evaluate options based on your healthcare needs.
The time to process a claim can vary based on the complexity and required documentation. We strive to expedite the process and keep you informed throughout.
Yes, life insurance premiums may be tax-deductible under certain conditions, and death benefits are typically received tax-free by beneficiaries. Consult with a tax professional for specific advice
Many policies have a grace period for missed payments. If not paid within this period, the policy may lapse, but options for reinstatement may be available.
You can reach our customer support team via phone, email, or by visiting our office. We are here to assist you with any questions or concerns.
Product Questions
A rider is an optional add-on to an insurance policy that provides additional coverage or benefits beyond the standard terms of the policy. Common riders include critical illness, accidental death, and waiver of premium riders.
Yes, you can hold multiple insurance policies from different providers or even from the same provider. Just ensure that your total coverage aligns with your financial goals and needs.
It’s essential to keep your contact information up to date to ensure you receive important communications regarding your policy. You can update your details by contacting our support team or through your online account.
It depends on the type of policy. Term insurance premiums generally remain fixed for the policy term, while whole life insurance premiums can be level or vary based on the policy’s structure.
Some life insurance policies require a medical exam as part of the underwriting process, while others may offer no-exam options. Your eligibility will depend on the specific policy and your health history.
contact
get in touch
Feel free to reach out to us or visit our office for any inquiries, consultations, or assistance regarding our insurance and financial services. We look forward to serving you!
Address:
Plot no-401, Sector 5, Vaishali, Ghaziabad, Uttar Pradesh 201010
Open Hours:
Mon – Sat 9:00 – 18:00
Sun : Closed